First Time Buyer
First Time Buyers are the lifeblood of the owner occupation and mortgage market. From a single First Time Buyer purchase, numerous onward transactions will result – it is vital that they get suitable advice. Lenders also understand the need for a healthy flow of First Time Buyers in the market – this is reflected by many lenders making available highly competitive deals to cater purely for the would be first time homeowners.
It is vital that Homemovers enjoy a smooth transition between properties. Lenders are keen to offer existing borrowers competitive deals to retain their business. In addition to this many borrowers need to port their existing deals from one property to another – this is an area in which we specialise in and in many cases are unaware that they can move their current deal to a new property.
Borrowers, for many reasons, may have the need to change lender. Here are a few examples:
– Capital raising for Home Improvements
– Switching lender to obtain a more competitive rate
– Release capital to buy a Buy To Let/2nd home
– Transfer of Equity