First Time Buyers

First Time Buyers are the lifeblood of the owner occupation and mortgage market. From a single First Time Buyer purchase, numerous onward transactions will result – it is vital that they get the most suitable advice.

Lenders also understand the need for a healthy flow of First Time Buyers in the market – this is reflected by many lenders making available highly competitive deals to cater purely for the would be first time homeowners.


Borrowers, for many reasons, may have the need to change lender. Here are a few examples:

  • Capital raising for business purposes
  • Debt consolidation
  • Switching lender to obtain a more competitive rate
  • Release capital to buy a 2nd home
  • Transfer of Equity


It is vital that Homemovers enjoy a smooth transition between properties. Lenders are keen to offer existing borrowers competitive deals to retain their business. In addition to this many borrowers need to port their existing deals from one property to another – this is an area we specialise and in many cases are unaware that they can move their current deal to a new property.

Buy to Let

This is a challenging part of the mortgage market – lenders however, rely on brokers to introduce this type of business and this is a segment of the market we have great experience.

Tenant demand increased significantly in 2011 and it is vital that new and existing Landlords are able to secure some of the most competitive rates in the market.

Mortgage Calculator

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Commercial and Buy to let mortgages are not regulated by the Financial Services Authority.

The information on this website is for the use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it. Openwork Limited offers insurance and investment advice on products from a limited number of product providers and advice on mortgages representative of the whole market. Lindon-Travers Associates is a trading name of James Lindon-Travers who is an appointed representative of Openwork Limited, which is authorised and regulated by the Financial Services Authority.