Lindon Travers Associates - Mortgage Brokers

First Time Buyers

First Time Buyers are the lifeblood of the owner occupation and mortgage market. From a single First Time Buyer purchase, numerous onward transactions will result – it is vital that they get the most suitable advice.

Lenders also understand the need for a healthy flow of First Time Buyers in the market – this is reflected by many lenders making available highly competitive deals to cater purely for the would be first time homeowners.

Remortgages

Borrowers, for many reasons, may have the need to change lender. Here are a few examples:

• Capital raising for business purposes
• Debt consolidation
• Switching lender to obtain a more competitive rate
• Release capital to buy a 2nd home
• Transfer of Equity

Homemovers

It is vital that Homemovers enjoy a smooth transition between properties. Lenders are keen to offer existing borrowers competitive deals to retain their business. In addition to this many borrowers need to port their existing deals from one property to another – this is an area we specialise and in many cases are unaware that they can move their current deal to a new property.

Buy to Let

This is a challenging part of the mortgage market – lenders however, rely on brokers to introduce this type of business and this is a segment of the market we have great experience.

Tenant demand increased significantly in 2010 and it is vital that new and existing Landlords are able to secure some of the most competitive rates in the market.